European leader
in financing for individuals

Who are we

BNP Paribas Personal Finance is 100% BNP Paribas group subsidiary and the European leader in personal finance. With a presence in 33 countries, our customers, partners and employees write our company’s story as they share our philosophy: promote access to a more responsible and sustainable consumption.

OUR STORY

1951
UCB creation
1953
Cetelem creation
1988
International expansion
2000
BNP Paribas creation
2004
Mascot creation
2008
BNP Paribas Personal Finance creation
2015
Laser Lancement acquisition
2022-25
Embody our commitments for a more responsible and sustainable consumption

Our purpose

Promote access to more responsible and sustainable consumption, to support our customers and partners.

Our commitments

Placing Positive Impact at the heart of our strategy on 3 pillars:

TRANSFORM OUR BUSINESS, OPERATING, MODELS AND OFFERS
BE EXEMPLARY AS A COMPANY AND EMPLOYER
MAKE A POSITIVE IMPACT BEYOND OUR BUSINESS, IN OUR FIELDS OF EXPERTISE

Our key figures

+18000

employees in the world

25

countries

23 million

clients around the world

96 billion

outstanding

5.4 billion

revenues

1.1 billion

pre-tax income

Our activities & financing solutions

In the thirty countries where we have a presence, we offer a range of credit, savings, and insurance products that are transparent and easy to understand. We use these products to support individuals with whatever plans they may have. While we are the European leader for online credit services, our solutions can also be accessed on mobile devices, in shops, in car dealerships, and directly through our customer relations centres.

BNP Paribas Personal Finance presents an offering founded on two pillars:

BNP Paribas Personal Finance also uses its expertise in financial services and understanding clients and consumers to help its partners grow over time.

THE ESSENTIAL OF BNP PARIBAS PERSONAL FINANCE

Governance

General Management

Charlotte Dennery
Director and Chief Executive Officer (CEO) of BNP Paribas Personal Finance

Jany Gerometta
Deputy Chief Executive Officer (Deputy CEO) of BNP Paribas Personal Finance

Benoît Cavelier
Strategic Advisor

Vincent Sussfeld
Chief Operating Officer (COO) of BNP Paribas Personal Finance

Gilles de Wailly
Chief Operating Officer (COO) of BNP Paribas Personal Finance

Board of Directors

Thierry LABORDE
Chairman of the BNP Paribas Personal Finance Board of Directors

Francine CALVET
Director of BNP Paribas Personal Finance

Head of Human Resources for Senior Executives of BNP Paribas SA

Jean-Bertrand LAROCHE
Director of BNP Paribas Personal Finance

Deputy Chief Executive Officer and Chief Operating Officer of BNP Paribas Cardif

Head of International Markets

Bruno SALMON
Independant Director of BNP Paribas Personal Finance

Charlotte DENNERY
Director and Chief Executive Officer (CEO) of BNP Paribas Personal Finance

Sylvie DAVID-CHINO
Director of BNP Paribas Personal Finance

Head Regulatory Compliance Group

Hugues MAISONNIER
Director of BNP Paribas Personal Finance

CRO RISK GROUP – Senior Advisor

Caroline TCHEKHOFF
Independant Director of BNP Paribas Personal Finance

Alain VAN GROENENDAEL
Director of BNP Paribas Personal Finance

Chairman and Chief Executive Officer of ARVAL

Culture & Conduct

The BNP Paribas Group firmly believes that its success depends directly on the behaviour of each employee. For this reason, since 2016, BNP Paribas has adopted a Code of Conduct as an essential reference for all employees.

The rules of this Code of Conduct are based on 8 themes, each of which is important.

  • Customer’s interests

  • Financial security

  • Market integrity

  • Profesionnal ethics
  • Fighting corruption

  • Respect for colleagues

  • Group protection

  • Involvement with society

Join us

«Working at BNP Paribas Personal Finance means taking part in the changes in our world.»

Today, what counts in a job is to give it meaning through committed actions; it is to multiply one’s professional experiences to develop one’s skills. It is also about being able to fulfill your potential in a company that promotes gender equality, diversity, inclusion and to contribute to this respectful and benevolent balance.

Joining BNP Paribas Personal Finance means evolving and making tomorrow a more sustainable society.